To speak with a licensed agent, call (636) 486-7926 (TTY 711 M-F, 9am-5pm) or email wemakemedicareeasy@gmail.com
S.W.A.N. Insurance Agency

A Comprehensive Guide to
Your Medicare Options

Information, Plan options,
and No-Cost Enrollment Assistance

Are You New To Medicare?

Not Sure Where to Begin?

As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare.  Unfortunately, understanding the “ins-and-outs” and selecting the right plan based on your needs can be challenging.

Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our licensed and certified agents in your local area for free assistance.

Begin by Enrolling in Our Medicare Essentials Video Quick-Course:

This video tutorial covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of your home!  It’s yours at no cost and no obligation, just tell us where we should send it!







      By submitting this information, you acknowledge a licensed insurance agent, S.W.A.N. Insurance Agency, may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plans.

      Get Free and Friendly
      Medicare Help Now

      Our licensed agents offer Medicare enrollment assistance
      at no cost and no obligation!


      Medicare Resources:
      What You Need to Know

      From Dollars to “Donuts”…


      Getting Started

      Answers to common questions such as: When should you enroll?  How and when do you become eligible for Medicare?

      Enrollment Periods

      After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year. Here are those dates.

      Medicare Part D

      Medicare’s Part D is coverage for your medication needs and is provided by private insurance carriers. We’ll explain exactly how it works.

      Defining the ABC’s

      Medicare consists of Parts A, B, C, and D.   Step one is to learn the “ABC’s”, how they work, and your options with each part.

      Advantage Plans

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Special Needs Plans

      SNPs are Advantage Plans that are tailored to meet the needs of individuals with certain health conditions or circumstances.

      Supplement Plans

      Insurance sold by private insurance companies to cover Medicare’s gaps.  Also called “MediGap” plans.

      Medicare FAQs

      Answers to some of the most common questions asked by Medicare beneficiaries.

      Allow Us to Save You Time and Money!

      We shop multiple carriers, help you to understand your options,
      and find you the best plans and lowest premiums.


      AARP United HealthCare
      Aetna
      Anthem
      Cigna
      Humana
      United Health Care
      Well Care

      Frequently Asked Questions


      How do I apply for Medicare?

      How do I apply for a Medicare Advantage or Supplement Plan?

      Can I apply for Medicare in person?

      Can I get assistance applying for Medicare?

      When should I apply for Medicare?

      What if I missed my Initial Enrollment Period?

      Are there penalties for enrolling late?

      When do I get my Medicare card?

      Testimonials

      Here’s what our clients say about our service…


      I recommend SWAN Insurance for ANYONE who might be even a little confused as to WHAT plan is best for YOU… They went through Several different companies, checking ALL my doctors, all my prescriptions, comparing HOW much I WAS spending, how much I WILL be spending and the difference between all of them.. Picking the right one for ME…

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      Dave E.

      I recommend SWAN Insurance for ANYONE who might be even a little confused as to WHAT plan is best for YOU… They went through Several different companies, checking ALL my doctors, all my prescriptions, comparing HOW much I WAS spending, how much I WILL be spending and the difference between all of them.. Picking the right one for ME saved us a little under $5,000 a year…. $415.00 A Month!!! We are SO Thankful for the Great, knowledgeable staff at SWAN Insurance agency. Misty… you’re the best!!


      Dave E.

      I highly recommend SWAN Insurance for those who might be confused as we were to WHAT plan is best for us. We worked with Kelly Presson until we understood what the different insurance companies offer, checking my doctors, my prescriptions, comparing how much I was spending and how much I will spend. This will save me money yearly! We…

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      Debbie S.

      I highly recommend SWAN Insurance for those who might be confused as we were to WHAT plan is best for us. We worked with Kelly Presson until we understood what the different insurance companies offer, checking my doctors, my prescriptions, comparing how much I was spending and how much I will spend. This will save me money yearly! We also found GTL will provide additional coverage beyond our what our chosen insurance will provide. John and I are thankful for the knowledgeable staff and service at SWAN Insurance agency. We will be going back when it is John’s time. Knowing we have help along the way is a blessing, Thank You Kelly and Misty!


      Debbie S.

      We met with Misty Scaggs & she couldn’t have been more helpful. She’s extremely knowledgeable. She’s just a super nice lady! Thank You for everything!


      Vickie P.

      Articles and Information


      What Social Security Recipients Need to Know About the 2025 COLA and Inflation Trends

      As a Social Security recipient, you rely on the annual cost-of-living adjustment (COLA) to help keep pace with rising living costs. For 2025, the Social Security COLA is projected to be 2.6%.

      7 Key Medicare Changes for 2025 You Need to Know

      As we approach 2025, significant changes for Medicare are on the horizon, and they could impact your coverage and access to health care services.

      The Importance of Vision Screenings and Routine Eye Care

      Regular eye exams and proper eye care are essential for preventing serious eye conditions and preserving vision. Here are a few tips regarding eye exams and Medicare.

      Plan Ahead for Healthcare Costs in Retirement

      Planning for healthcare costs is a crucial part of your overall retirement strategy. It’s not just about having enough money for daily living—it’s about making sure you have adequate coverage for rising medical expenses.

      6 Medicare Myths Debunked: What You Really Need to Know

      Understanding the facts about Medicare can save you from costly mistakes and ensure you get the coverage you need.

      How to Maximize Your Medicare Coverage During the Annual Election Period

      Maximizing your Medicare coverage requires careful consideration of your healthcare needs, financial situation, and any changes to your plan’s coverage.

      The Importance of Social Connections for Mental Health After 65

      Research shows that individuals over age 65 who nurture close relationships with friends, family, and community members tend to experience lower rates of depression, anxiety, and cognitive decline.

      How to Review Medicare Plans During AEP

      The Medicare Annual Election Period (AEP) is from October 15 to December 7.  Here’s how to evaluate Medicare Advantage plans to ensure you’re choosing the best fit for your healthcare needs.

      Skin Health After 65: Preventing and Managing Skin Conditions

      Caring for your skin after age 65 is essential for maintaining comfort, health, and resilience against common skin issues.

      Read Additional Articles

      Join Our Newsletter List

      Each month we deliver health tips straight to your email inbox. Try it, we think you’ll like it!

      You can unsubscribe at any time.







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